SoFi Offers OpenAI and SpaceX Exposure Through New Low-Cost Investment Funds

SoFi Technologies is now offering new private-market funds that give investors access to companies like OpenAI and SpaceX, according to a report by Yahoo Finance. These new funds allow people to invest with as little as $10, making it easier for everyday users to take part in exciting private companies.

The move comes at a time when interest in AI and space tech is growing. Companies like OpenAI and SpaceX are attracting attention from around the world. By lowering the investment minimum, SoFi is opening the door for more people to invest in these types of companies, which were previously only available to wealthy investors.

SoFi Brings Big Investments to Small Investors

SoFi is working with asset managers like Cashmere, Fundrise, and Liberty Street Advisors to create these new investment funds. These partners help manage the money and decide which companies to include in the funds. The goal is to give regular investors a chance to benefit from the growth of top private companies across AI, space, healthcare, fintech, and more.

Before this, SoFi offered similar access through its Cosmos Fund, which also included exposure to SpaceX. However, that fund had a high entry point; you needed at least $25,000 to invest. Now, with the new funds, you only need $10, which is a huge difference. It means more people, especially younger or newer investors, can get involved.

SoFi CEO Anthony Noto said, “SoFi is expanding alternative investment opportunities for a new generation of investors.” This shows that the company is trying to offer modern, flexible tools for people who want to build wealth in different ways. SoFi’s stock also saw a nearly 4% rise after this news, showing that investors support this decision.

SoFi’s decision also reflects a shift in the finance world. More people now want to invest in private companies before they go public. Big names like OpenAI and SpaceX are growing fast, and many investors want to be a part of that journey early on. SoFi’s platform now makes that possible in a much easier and more affordable way.

SoFi’s Move Comes After Robinhood’s Token Offer

This announcement from SoFi comes just after Robinhood said it would offer “tokenized” versions of shares in OpenAI and SpaceX to users in Europe. These tokens were meant to give people a chance to invest in private companies through blockchain technology. However, the move was confusing, especially after OpenAI denied any involvement.

OpenAI made a strong statement, saying, “These ‘OpenAI tokens’ are not OpenAI equity. We did not partner with Robinhood, were not involved in this, and do not endorse it.” This created concerns among investors about whether these tokens were truly safe or reliable. It also made SoFi’s more traditional, managed fund approach look more trustworthy.

Unlike Robinhood’s tokens, SoFi’s funds are based on actual ownership in private companies. These are not digital tokens or cryptocurrencies. They are managed by professionals who handle investments and follow the rules set by financial regulators. This makes them safer and easier to understand for regular people.

The difference in approach shows how different financial platforms are trying to offer access to private companies. Robinhood is using blockchain and crypto-style products, while SoFi is sticking with regulated financial tools that feel more familiar to them. For most investors, especially beginners, SoFi’s method may feel more secure and clear.