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Published on
May 19, 2025
5 min read
CrediLinq Series A Funding Boosts Global Expansion of AI-Powered Embedded Finance Platform
CrediLinq’s Series A funding has helped the company raise $8.5 million to grow its AI-powered embedded finance platform. This investment was led by OM/VC and MS&AD Ventures, with new participants like Citi North America and Rustem Family Office, as reported by Digital News Asia. Earlier investors such as 1982 Ventures, 500 Global, Epic Angels, and Big Sky Capital also joined the round.
CrediLinq Enters US Market and Beyond
CrediLinq’s funding will help the company expand into key global markets starting with the US, followed by the UK and Australia. In every region, it plans to partner with major digital platforms to offer embedded finance to digital-native SMEs.
“Today, we are at a significant point as we expand embedded finance all over the world and assist platforms in giving digital-native SMEs easy and clear access to capital,” said Deep Singh, founder and group CEO of CrediLinq. “The support means that we can now expand our partnerships, explore new countries, and allocate resources to talent and the necessary tools for our company’s development.”
By entering new markets, the AI-powered fintech solution aim to make financing easier and more accessible for businesses, directly within the platforms they use daily.
Investing in Talent and Technology in Singapore
A large part of the CrediLinq’s investment will be used to strengthen the company’s base in Singapore. This includes hiring senior experts in business, product development, and technology, and upgrading its tech platform.
The company is also focused on improving its AI-powered embedded finance platform. It plans to enhance its AI-based credit system using real-time digital signals, data from online platforms, unstructured information, and credit bureau records. These upgrades will help reduce non-performing loans, boost collection efficiency, and streamline agent-led operations.
“Citi invests in CrediLinq, and this Series A funding highlights the company’s strong potential,” said Herston Powers, founding managing partner of 1982 Ventures. “We are glad to be supporting Deep, Vikram, and their team as they grow their services for SMEs while expanding abroad.”
Strong Platform Integrations and Global Growth Plans
CrediLinq supports platforms in procurement, supply chain, e-commerce, freelancing, banking, accounting, and payments. It is already integrated with major marketplaces like Amazon, Lazada, and TikTok Shop. This integration allows the company to offer credit directly at the point of need, giving customers a smooth and fast borrowing experience.
“The embedded credit revolution is moving fast, and CrediLinq is leading the way,” said Vikram Kotibhaskar, co-founder of CrediLinq. “APIs, data from transactions, and AI allow our Credit-as-a-Service stack to deliver fast and easy credit decisions at the time a client needs them.”
With the fresh resources from this funding, the company aims to build stronger partnerships and invest in people and infrastructure. These steps will support its growth and make credit access more seamless and secure for businesses worldwide.
The company’s AI-powered fintech solution is expected to improve operational efficiency, reduce loan defaults, and increase GMV (gross merchandise value) for its partners.
